Starting from one office in January 2001, First Ohio Banc & Lending, Inc. has grown into a mortgage and lending powerhouse with fourteen branches located in four states. Founded on the principle of providing clients with lower rates and faster service, the company is currently qualified to write loans in twenty-two states altogether. We met recently with Branch Manager Douglas Mathews, and listened as he described the First Ohio Banc & Lending advantage;

First Ohio Banc & Lending, Inc. is recognized by our customers and peers as the best mortgage company having the most trustworthy, knowledgeable, and creative professionals in the industry. We are driven to exceed the requirements of our customers, and committed to providing the best products to help them achieve their goals and dreams. Our employees and business partners are dedicated to creating "raving fans" by always doing it right the first time, and our goal is to ensure each new customer becomes a customer for life.

With thirty licensed loan offices and a full-time processing staff, we do purchases, construction loans, debt consolidation. second mortgages, lines of credit, and equity loans. We differentiate ourselves from our competition by the level of experience held by our loan officers. The majority of our loan officers have at least three years of experience in the business, and team leaders have a minimum of six years experience. We strive to help our customers discover the best possible solution for their individual situation, rather than just writing a loan.

First Ohio Banc & Lending, Inc. does approximately 500M dollars in loans every year. This lending power enables us to provide our customers with multiple exceptions that local banks or smaller mortgage companies simply cannot provide. We are also a correspondent lender which means that we also do loans in our own name. Most mortgage companies are basically brokers that only find investors to underwrite their loan and then they get sold. We have the ability to write loans both ways, so we can find the program that makes the most sense for our customer.

James (Jim) Priebe, our assistant Branch Manager, is a Certified Mortgage Planning Specialist (CMPS). Fewer than ten people in the state of Ohio have this prestigious designation, and we are very fortunate to have Jim on our staff. CMPS professionals have demonstrated knowledge and expertise regarding tax and financial planning implications of various mortgage and real estate investment strategies. Jim typically works through referrals from financial planners and CPAs, but has a passion for helping those who have had credit challenges in the past to help improve their financial profile.

Jim is currently working on a new course of study through Crown Ministries' Kingdom Advisors. Kingdom Advisors specializes in biblically-based financial planning that incorporate biblical mandates for financial planning into a world view. Most successful financial plans are founded on basic values, such as act your "wage", don't spend more than you earn, save a little bit, and invest for the long term. Jim combines mortgage lending with these time tested principles to help his customers develop a complete, sound financial profile.

First Ohio Banc & Lending, Inc. offers competitive rates and better service - guaranteed! Call First Ohio Banc & Lending, Inc. today, and don't forget to tell them Avon Lake Business & Living sent you!